How Much Does A Wallet Wizard Loan Cost? Wallet Wizard charges an APR of 47.8%. A late fee of $10 is charged in case a direct debit request is reversed. Apart from these costs, the lender does not charge any other fees to its borrowers. The total cost charged to the borrower depends upon two factors: the amount borrowed and the repayment term.. A few years ago (about 2018) I was going through money issues, and took out a $1100 loan through Wallet Wizard. I paid it off fully and on time. In this period my credit score tanked thanks to a few different things. It has gradually recovered but is still not excellent, according to the free credit score checkers.
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When it comes to line of credit loans like Wallet Wizard, the main cost to worry about is interest. As of 22 January, 2024, this rate sits at 47.8% p.a. However, while this isn't always the case, this lender doesn't charge any annual or service fees, with the only one in place being a $10 late payment fee.. Lower potential overall cost: while the most you could pay for a loan with Nimble is $8,473 ($5,000 loan repaid monthly over two years), your debt can potentially balloon out if you access the maximum amount through Wallet Wizard, with a $8,000 balance repaid monthly over two years adding up to $12,576 (assuming repayments are made on time).
